Loan Types/Options

• How Mortgage Fees Affect Rate: Explains the different ways lenders price and advertise loans.
• Private Mortgage Insurance (PMI): Explains what private mortgage insurance (PMI) is and why you should avoid it if you can.
• Benefits of a Low Down Payment: Explains the benefits of a low down payment.
• Prepayment Options: Explains the benefits of a prepay option.
• Fixed Rate Mortgage: Explains the advantages and disadvantages of a fixed-rate mortgage.
• Adjustable Rate Mortgage (ARM): Explains the advantages and disadvantages of an adjustable-rate mortgage.

Mortgage Professor

• Interest Rate
• Points and Rebates
• Down Payment
• Term
• Private Mortgage Insurance (PMI)
• Title Insurance
• Settlement Costs
• Types of Mortgages
• Options
• Taxes

Federal Reserve Bank

• Understanding the Home Mortgage Process
• Looking for the Best Mortgage

U.S. Department of Housing and Urban Development (HUD)

• Buying a Home
• Glossary
• Your Rights and the Responsibilities of the Mortgage Servicer

Federal Trade Commission (FTC)

• Looking for the Best Mortgage?
• Cancellation of Private Mortgage Insurance: Federal Law May Save You Hundreds of Dollars Each Year
• Mortgage Discrimination
• Mortgage Servicing: Making Sure Your Payments Count
• Reverse Mortgages

Internal Revenue Service (IRS)

• Home Mortgage Interest Deduction
• Refinanced Your Home Mortgage?
• Residential Rental Property

Mortgage Rates for Your State